Average Car Insurance Rates by State

In recent years, car insurance has become more expensive than ever before. In the United States today, the average car insurance cost per month is estimated to be $147.58, but this can be much higher depending on where you are across the country.

From the team at Alan’s Factory Outlet comes this infographic that ranks the average car insurance rates by state across the United States.

Which states have the most expensive car insurance?

New York has the most expensive car insurance on average in the United States. The average annual cost for full coverage for car insurance in New York State is $2,996.00, with the average cost for minimum coverage on an annual basis being $1,339.00. The other two other states across the United States where the average annual cost for full coverage exceeds $2,500.00 are Louisiana ($2,864.00 annually) and Florida ($2,762.00 annually).

According to the data, these were the ten U.S. states with the highest average annual costs for full coverage for car insurance.

1. New York: $2,996.00 per year
2. Louisiana: $2,864.00 per year
3. Florida: $2,762.00 per year
4. Nevada: $2,426.00 per year
5. Michigan: $2,345.00 per year
6. California: $2,190.00 per year
7. Colorado: $2,019.00 per year
8. Pennsylvania: $2,002.00 per year
9. Georgia: $1,985.00 per year
10. Delaware: $1,963.00 per year

New York has the most expensive car insurance (full coverage) on average in the United States

In terms of monthly costs, there are four states across the United States where the average monthly cost for full coverage on car insurance exceeds $200.00 monthly — New York ($249.67 monthly), Louisiana ($238.67 monthly), Florida ($230.16 monthly) and Nevada ($202.16 monthly).

In Maine, car insurance is the least expensive of any other state in the country. With an average annual cost (full coverage) of $876.00, Maine is the only state with an annual cost below $1,000.00.

These are the ten states where the average annual costs for full coverage car insurance are the least expensive.

1. Maine: $876.00 per year
2. Vermont: $1,000.00 per year
3. Idaho: $1,065 per year
4. New Hampshire: $1,182.00 per year
5. Ohio: $1,200.00 per year
6. Hawaii: $1,206.00 per year
7. North Dakota: $1,225.00 per year
8. Indiana: $1,242.00 per year
9. Wisconsin: $1,249.00 per year
10. Iowa: $1,254.00 per year